USDA Guaranteed Rural Housing Loans
USDA Guaranteed Home Mortgage Loans are the most common type of USDA
Loan in Hawaii and allow for higher income limits and 100% financing for home
purchases. USDA Guaranteed Loan applicants may have an income of up to
115% of the median household income for the area.
NEW!!
USDA RD Guarantee Fee change to go into effect October 1st, 2011
Single Family Housing Guaranteed Loan Program Implementation of Annual Fee
SFHGLP - Refinance Loans
The Single Family Housing Guaranteed Loan Program (SFHGLP) previously required
refinance loans to have an inspection confirming the property met HUD Handbooks
4150.2 and 4905.1.  This requirement has been removed with our agency’s issuance
of Administrative Notice (AN) 4635, dated April 2, 2012.  This change is for refinance
loans only.

The requirement of the property meeting the HUD Handbooks remains in effect for
purchase loans for existing homes.

USDA-RD Hawaii
4/18/12
Stellar Capital dba Mortgage Fund Hawaii, NMLS # 121005
3615 Harding Ave #207, Honolulu, HI  96816
Ph: (808) 563-0176
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