The Mortgage Credit Certificate Program was authorized by Congress in the 1984
Tax Reform Act as a means of providing housing assistance to families of low and
moderate income. The Hawaii Housing Finance and Development Corporation
(HHFDC) is an issuer of Mortgage Credit Certificates.

The Mortgage Credit Certificate (MCC) reduces the amount of federal income tax
you pay, thus giving you more available income to qualify for a mortgage loan and
assist you with house payments.

The MCC is available to homebuyers who meet household income and home
purchase price limits established for the MCC Program as well as federal eligibility
regulations.

Stellar Capital Inc. is an approved Hawaii MCC lender.
MCC
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Stellar Capital dba Mortgage Fund Hawaii, NMLS # 121005
3615 Harding Ave #207, Honolulu, HI  96816
Ph: (808) 563-0176
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We do one thing and we do it right,
USDA-RD residential loans.