

| ||||||||||||||||||||||||||||||||||||||||||||||||||

| Contact webmaster Stellar Capital dba Mortgage Fund Hawaii, NMLS # 121005 3615 Harding Ave #207, Honolulu, HI 96816 Ph: (808) 563-0176 |
| Important Announcement |
| USDA RD Guarantee Fee change to go into effect October 1st, 2011 Single Family Housing Guaranteed Loan Program Implementation of Annual Fee |
| Increase in Upfront Fee for Refinance Transactions Effective with all Conditional Commitments (RD Form 1980-18) issued on December 7, 2011, the upfront guarantee fee for all Guaranteed Rural Housing refinance transactions will increase from 1.00% to 1.50%. The upfront guarantee fee for USDA Guaranteed Rural Housing purchase transactions is not affected by this change and remains at 2.0%. All Guaranteed Rural Housing loans, including refinances, will continue to include a 0.3% annual fee. If you need any additional information, please contact us. |








